Terms and Privacy

Privacy Policy

Business Planning Group collects information provided by users of the site in a database. Business Planning Group does not sell the information contained in the database. Business Planning Group uses such information to generate follow-up messages for Business Planning Group use only, and to generate statistical reports concerning users of our site for Business Planning Group use only.

For questions or comments concerning this policy, please contact us.



Thank you for visiting our website. Access to and use of this Internet website (“Site”) is governed by the terms and conditions outlined below, as well as any applicable laws, statutes, ordinances and regulations. By coming onto our website and browsing, accessing or using our Site, you agree to the terms and conditions set forth below. The term “Business Planning Group” is includes the associates and owners of Business Planning Group.


Copyright Notice

This Site is protected by the copyright laws of the United States of America. Except as specifically permitted by terms of this Site, any copy, other reproduction, display, performance or retransmission of all or any of the contents of this Site is strictly prohibited. Business Planning Group reserves all rights. For more information, see the section below, “Notice Concerning the Use of Documents, Images and Information on this Site.”


Trademark Notice

“Business Planning Group” has registered for trademark protection with the US Patent and Trademark Office. Any use of Business Planning Group, except as specifically permitted by terms governing use of this Site, is strictly prohibited absent the prior written consent of Business Planning Group. In addition, the names, trade names and/or trademarks of third parties, including clients of Business Planning Group may appear on this Site from time to time. All such names, trade names and trademarks are proprietary to their respective owners and may be used only with the express written permission of their respective owners.


Use This Site at Your Own Risk

Every user who visits this Site does so at his or her own risk. Business Planning Group makes no representations or warranties of any kind as to (a) the accuracy or completeness of the information or materials contained in this Site, and assumes no responsibility for any errors or omissions in the contents of this Site; (b) the availability for use of any copyrighted, trademark or otherwise proprietary materials of third parties which may appear in this Site; (c) the presence of computer viruses or other programming issues which third parties may embed in or attach to this Site without Business Planning Group knowledge or consent; (d) any software made available for downloading, copying or other use through this Site; or (e) the merchantability, fitness for use, title and/or non-infringement of any or all of the contents of this Site. Regarding communications with Business Planning Group through this Site, Business Planning Group makes no representation or warranty concerning the security of any data transmitted to Business Planning Group, including information relating to potential employment or applications therefore, or any other matter. Business Planning Group shall treat any data or information transmitted to Business Planning Group through this Site as non-confidential and non-proprietary. Neither Business Planning Group nor any other party involved in the creation, production or delivery of this Site, or whose materials or information appear in this Site assumes or accepts any liability, regardless of whether based on contract, negligence, intentional wrongdoing or liability without fault, for any costs, losses, damages (whether direct, indirect, compensatory, special, lost profits, liquidated, consequential or punitive), arising out of or in any way in connection with the user’s access to, browsing of or use of this Site or any of the contents of this Site, without regard to the source of such contents, or with the unavailability or failure of performance of this Site for any reason.


Notice Concerning the Use of Documents, Images and Information on This Site

Documents, Images and Information Proprietary to Business Planning Group

Documents, images and information proprietary to Business Planning Group including the contents of descriptions of Business Planning Group businesses, biographical descriptions of its representatives and personnel, press releases and other public notices, together with any associated graphic elements (collectively referred to as “Business Planning Group Materials”), may be copied, reproduced, downloaded or otherwise used provided the following terms are adhered to strictly: Copyright notice in the form “© 2013 Business Planning Group. Used With Permission of Business Planning Group. All Rights Reserved.” must appear in every copy or reproduction of such Business Planning Group Materials. The Business Planning Group Materials may be used solely for non-commercial purposes such as informational, entertainment and personal use, and shall not be further copied, uploaded to any network, intranet or Internet, rebroadcast or retransmitted, or otherwise disseminated in any medium without the express written permission of Business Planning Group. The Business Planning Group Materials may only be used in their entirety, without alteration, editing, condensation or editorial comment, and any graphical elements contained in the Business Planning Group Materials may not be used separately from the other elements with which they are associated. The Business Planning Group Materials shall not be used to ridicule, disparage, harass or annoy any client of Business Planning Group.
No other use of Business Planning Group materials shall be permitted. The Business Planning Group Materials available for use as set forth above do not include the design, layout, arrangement or distinctive elements of this Site, or of any other Internet Web site maintained by Business Planning Group or its divisions, subsidiaries or affiliated companies.


Documents, Images, Information and Other Materials Proprietary to Others

The contents of this Site may from time to time contain documents, images, information and other materials not proprietary to Business Planning Group, such as photographs, clip art, film clips, musical passages, audio track or sound effect elements, or the names, trade names, trademarks, logos or designations of third parties (including present and past clients of Business Planning Group or its featured personnel). All such materials will be referred to as “Non-Business Planning Group Materials.” Non-Business Planning Group Materials may also include from time to time articles, data, information, images, artwork, graphics, music, audio or other elements published in newspapers, magazines or other media or venues, and may include the name, trade name or trademark of the medium or venue in which such materials were published. Any use whatsoever of any Non-Business Planning Group Materials is strictly prohibited unless the prior written permission of the appropriate third parties has been secured.



For the convenience of users of this Site, one or more links to other Internet Web sites may appear from time to time. Except for Internet Web sites maintained by divisions, subsidiaries or affiliated companies of Business Planning Group, the Internet Web sites to which links are provided in this Site are not under the control of Business Planning Group. Business Planning Group assumes no responsibility for the contents of any non-Business Planning Group-linked Internet Web site, or for any potential damage arising out of or in connection with the use of any such link. In addition, the existence of a link between this Site and any other Internet Web site is not and shall not be understood to be an endorsement by Business Planning Group of the owner or proprietor of the linked Internet Web site, nor an endorsement of Business Planning Group by the owner or proprietor of such linked Web site.


Unsolicited Materials

Please note that it is a policy of Business Planning Group not to accept or consider unsolicited creative, production-related or other materials of any kind. Business Planning Group will consider any and all materials, including proposals, ideas, concepts, drafts, rough cuts or finished work product submitted through this Site, not to be confidential or proprietary and to be freely available for use without compensation or payment of any kind.



Any software made available for downloading, copying or use through this Site is proprietary to the individual or entity making such software available. Downloading, copying or other use of such software is subject to the terms and conditions of the software licensing agreement relating to such software.


This Website is for informational purposes only and does not constitute a complete description of our services or product offerings. This website is in no way a solicitation or an offer to sell securities, investment advisory services, annuities, qualified plans, non-qualified plans or insurance except, where applicable, in states where we are licensed and registered. Information throughout this site, whether statements regarding products or services, taxes, the market or other financial information, is obtained from sources which we and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing in this website should be interpreted to state or imply that past results of any investment or policy are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness, or for any delay or interruption in the transmission thereof to the user. THERE ARE NO WARRANTIES EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY "LINKED WEBSITE." "Understanding Wealth", "Executive Wealth Builder" and "Final Gift" are registered trademarks of Business Planning Group.